Short Term Health Insurance California
If you’re on this page, you are probably looking for short-term health insurance. It could be that you are between jobs, fresh out of school or recently retired. Maybe you didn’t make the Open Enrollment Period and want to have health insurance that will cover you till the next one. The best coverage to get in such circumstances is short-term health insurance.
Short-term insurance, also known as gap health insurance, is a plan that covers you for a short period or covers a gap when you don’t have health insurance. Short-term health plans offer you insurance coverage in the event of an unexpected illness, accidents or injury while you’re waiting to enroll in a standard health plan.
What Are the Pros and Cons of Short-Term Health Insurance?
Like all other health insurance plans, short-term health Insurance has its pros and cons.
Short-terms plans do not meet government standards, so it’s not advisable to purchase a short-term plan if you have a pre-existing condition. Be on the lookout for the next open enrollment, so you can apply for a major health insurance plan that will save you from government penalties. When purchasing a short-term health insurance plan, you should get one that can be dropped anytime without penalties from the health insurance company.
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